Unfortunately there are tons of scholarships that go unclaimed each year. Most of which are unclaimed because no one ever applies for them so before seeking out loans to pay for college consider researching scholarships and applying for as many as possible to help with your education or that of your child.
If student loans are unavoidable, opt for subsidized loans when you can. The federal government pays the interest on such loans while you’re in school and during the grace period before repayment begins. For details, turn to theU.S. Department of Education’s Federal Student Aid Information Center, Nellie Mae and SallieMae. You also could consider applying for a loan through MyRichUncle.com. The entrepreneurs who started this Web site look beyond credit histories only and do a “holistic” examination of students’ grade-point averages, programs of study and test scores when deciding how to farm out loans.
See our previous blog on scholarships for more information by clicking here.
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